Welcome to Umva Pay! These Terms and Conditions govern your use of our services and website. By using Umva Pay, you agree to comply with these terms. Please read them carefully.


1. Account Registration:


To access certain features of Umva Pay, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process.

2. Service Usage:


You agree to use Umva Pay services for lawful purposes only and in compliance with all applicable laws and regulations.

3. Payment Transactions:


Umva Pay facilitates payment transactions. By using our services, you acknowledge and agree to the terms of our payment processing, including fees and transaction policies.

4. Security:


You are responsible for maintaining the confidentiality of your account information. Notify us immediately of any unauthorized use or security breaches.

5. Intellectual Property:


All content on Umva Pay, including logos, text, and graphics, is the property of Umva Pay and is protected by intellectual property laws.

6. Privacy:


Your use of Umva Pay is also governed by our Privacy Policy. By using our services, you consent to the collection and use of your information as described in the Privacy Policy.

7. Termination of Services:


Umva Pay reserves the right to terminate or suspend your account and access to services at our discretion, without notice, for any reason.

8. Changes to Terms:


Umva Pay may update these Terms and Conditions at any time. Continued use of our services after such changes constitutes your acceptance of the new terms.

9. Limitation of Liability:


Umva Pay is not liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our services.

10. Governing Law:


These Terms and Conditions are governed by and construed in accordance with the laws of Rwanda.

Contact Us:


If you have any questions or concerns regarding these Terms and Conditions, please contact us at info@umva.us.


Last Updated: 25/11/2023

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